GEICO Sued for Allegedly Adding Strangers to Auto Insurance Policies

GEICO is facing a class action lawsuit for allegedly adding strangers to customers' auto insurance policies without their consent — and charging them higher premiums for it.

The lawsuit was filed in January by Florida resident Allison Kane, who claims GEICO used third-party data to find licensed drivers associated with her address and added them to her policy automatically. Kane says she received an email from GEICO in February 2024 stating that someone named Carter K. Riddle might be a licensed driver at her address. When she didn't respond within 15 days, GEICO allegedly added Riddle to her policy and increased her premium.

According to the complaint, GEICO never verified whether the added drivers actually lived at the policyholder's address. The lawsuit also alleges the company didn't disclose which consumer reporting agency it used to pull the information. And when Kane tried to get the stranger removed from her policy, GEICO allegedly refused — even after she told them the person had no connection to her household.

The lawsuit is seeking to represent anyone in the U.S. who received a notice from GEICO that a driver would be added based on third-party data and who ended up paying a higher premium as a result.

The complaint includes claims for breach of contract, breach of the covenant of good faith and fair dealing, unjust enrichment, and violation of Florida's Deceptive and Unfair Trade Practices Act. Kane is seeking damages, fees, and a jury trial.

There's no settlement yet in this case, and no court has ruled on the claims.

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